I have been performing credit repair since 2004. It is my full-time job, I work alone, all documents and paperwork are performed manually by myself. I have personally reviewed over 15,000 credit reports.
I charge $80 per item per bureau (if I can fix the item), there are no other charges.
Questions, advice, and analysis of your credit report is free.
Almost always yes.
Being a credit repair specialist for 19 years, and having personally reviewed over 15,000 credit reports, I can quickly identify the negative issues on your credit report that can be fixed to maximize your credit score increase.
Yes. My initial analysis for your credit repair will often include instructions for you to complete that will help increase your score, and you can always ask questions after the credit repair, if you're unsure of how to maintain good credit.
Sometimes called "debt relief", I almost never recommend debt consolidation. If you have such an amount of bad debt that is impossible for you to ever repay, I can refer you to a good bankruptcy attorney.
This is different from "debt settlement". During the credit repair process there may be some charge offs or collections that I recommend you settle/pay, and often I can delete them after they're paid.